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action or later. Please see Debugging in WordPress for more information. (This message was added in version 6.7.0.) in /srv/users/serverpilot/apps/ustechportal/public/wp-includes/functions.php on line 6114As a freelancer, you know that you\u2019re going to face more challenges than the average worker \u2014 and some of those challenges will feel like complete disasters if you\u2019re not prepared for them. So, here is how you can prepare for four common disasters:<\/span><\/p>\n <\/p>\n You need your tech to stay in top condition. If your computer stops working, you also stop working. You won\u2019t be able to get anything done until it gets fixed or replaced.\u00a0<\/span><\/p>\n So, what can you do about this disaster? One of your best options is to set aside savings every month in an <\/span>emergency fund<\/span><\/a>. You can dip into that emergency fund whenever you have some urgent tech repairs or replacements that could put your work at a standstill.\u00a0\u00a0<\/span><\/p>\n What if you don\u2019t have enough savings? Then you could try applying for a personal loan online. Remember to look for online loans available in your home state. So, if you live in Phoenix or Sedona, you should look for <\/span>online loans in Arizona<\/span><\/a> to help you deal with this emergency expense. You don\u2019t want to search for loans that aren\u2019t accessible in your location.<\/span><\/p>\n <\/p>\n One of the most common disasters that you\u2019ll deal with as a freelancer is late payments from clients. You might not get paid for what you\u2019re owed until weeks after the initial deadline. In some cases, you might get ghosted by terrible clients that think they can disappear and not pay you for all of your hard work.<\/span><\/p>\n What can you do? There are a few things that you can do to limit this problem:<\/strong><\/em><\/p>\n <\/p>\n Getting sick can be a big problem for freelancers for two reasons: you don\u2019t have health insurance through an employer, and your recovery time can impact your income.\u00a0<\/span><\/p>\n So, what can you do? You shouldn\u2019t continue working without health insurance. Medical costs in the country are way too high to risk getting sick without any coverage whatsoever. There are several options for <\/span>freelancer health insurance<\/span><\/a> that you can look at. Choose the best one for your situation as soon as possible.\u00a0<\/span><\/p>\n Again, you should put together an emergency fund so that you can pay for your monthly essentials when something goes wrong. If you get sick, and that puts your next paycheck on hold, you can at least turn to your fund for help.\u00a0<\/span><\/p>\n <\/p>\n <\/p>\n\n
Tech Problems<\/b><\/h2>\n<\/blockquote>\n
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\nNot Getting Paid<\/b><\/h2>\n<\/blockquote>\n
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\nGetting Sick<\/b><\/h2>\n<\/blockquote>\n
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\nBurning Out<\/b><\/h2>\n<\/blockquote>\n